Mai karodpati kab banunga
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# Karodpati Kab Banoge?
Ye sawaal ka koi fixed answer nahi hai, kyunki ye aapke effort, savings aur investment decisions par depend karta hai. Lekin ek positive baat ye hai ki agar aap disciplined tarike se paisa invest karein, to karodpati banna possible hai – chahe aapki income normal ho.
**Formula samjhein:** Agar aap SIP (Systematic Investment Plan) ke through mutual funds mein invest karte hain aur average 12% annual return milta hai, to:
– ₹10,000/month invest karke ~20-22 saal mein 1 crore ban sakta hai
– ₹15,000/month invest karke ~17-18 saal mein
– ₹25,000/month invest karke ~13-14 saal mein
**Key factors jo speed decide karte hain:**
1. **Kitni jaldi start karte hain** – jitni jaldi shuru karenge, utna zyada compounding ka fayda milega
2. **Kitna consistently invest karte hain** – regularity zaroori hai
3. **Income badhane ke saath investment bhi badhayein** – salary increase hone par SI
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