{"id":854,"date":"2026-04-13T03:43:54","date_gmt":"2026-04-13T03:43:54","guid":{"rendered":"https:\/\/askqustion.in\/?p=854"},"modified":"2026-04-13T05:10:08","modified_gmt":"2026-04-13T05:10:08","slug":"%e0%a4%ac%e0%a5%89%e0%a4%a8%e0%a5%8d%e0%a4%a1-%e0%a4%ae%e0%a4%be%e0%a4%b0%e0%a5%8d%e0%a4%95%e0%a5%87%e0%a4%9f-%e0%a4%95%e0%a5%80-%e0%a4%aa%e0%a5%82%e0%a4%b0%e0%a5%80-%e0%a4%95%e0%a4%b9%e0%a4%be","status":"publish","type":"post","link":"https:\/\/askqustion.in\/?p=854","title":{"rendered":"\u092c\u0949\u0928\u094d\u0921 \u092e\u093e\u0930\u094d\u0915\u0947\u091f \u0915\u0940 \u092a\u0942\u0930\u0940 \u0915\u0939\u093e\u0928\u0940?"},"content":{"rendered":"\n\n\n<figure class=\"wp-block-image alignwide size-large\"><img decoding=\"async\" src=\"https:\/\/askqustion.in\/wp-content\/uploads\/2026\/04\/1000117932-1024x572.png\" alt=\"\" class=\"wp-image-855\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">1. \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935\u0928\u093e: \u092c\u0949\u0928\u094d\u0921 \u0915\u0940 \u0926\u0941\u0928\u093f\u092f\u093e \u0914\u0930 \u0907\u0938\u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f\u0915 \u0905\u0939\u092e\u093f\u092f\u0924<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0926\u0941\u0928\u093f\u092f\u093e \u092e\u0947\u0902 \u0905\u0915\u094d\u0938\u0930 \u0936\u0947\u092f\u0930 \u092c\u093e\u091c\u093e\u0930 (Stock Market) \u0915\u0940 \u091a\u092e\u0915-\u0927\u092e\u0915 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u094b \u0906\u0915\u0930\u094d\u0937\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u090f\u0915 \u0905\u0928\u0941\u092d\u0935\u0940 \u092c\u0949\u0928\u094d\u0921 \u0930\u0923\u0928\u0940\u0924\u093f\u0915\u093e\u0930 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092a\u093f\u091b\u0932\u0947 20 \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 \u092e\u0948\u0902\u0928\u0947 \u0926\u0947\u0916\u093e \u0939\u0948 \u0915\u093f \u092c\u0949\u0928\u094d\u0921 \u092e\u093e\u0930\u094d\u0915\u0947\u091f \u0935\u0939 \u092e\u0942\u0915 \u0906\u0927\u093e\u0930\u0936\u093f\u0932\u093e \u0939\u0948 \u091c\u093f\u0938 \u092a\u0930 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092b\u0932\u0924\u093e \u091f\u093f\u0915\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u092c\u0949\u0928\u094d\u0921 \u0915\u0947\u0935\u0932 \u092c\u0921\u093c\u0947 \u0938\u0902\u0938\u094d\u0925\u093e\u0928\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0928\u0939\u0940\u0902, \u092c\u0932\u094d\u0915\u093f \u0906\u092e \u091c\u0928\u0924\u093e \u0915\u0947 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0935\u091a \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u092c\u0949\u0928\u094d\u0921 \u0915\u093e \u0905\u0938\u0932\u0940 \u092e\u0942\u0932\u094d\u092f \u0907\u0938\u0915\u0940 &#8216;\u0938\u094d\u0925\u093f\u0930\u0924\u093e&#8217; (Stability) \u0914\u0930 &#8216;\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0906\u092f&#8217; (Fixed Income) \u092e\u0947\u0902 \u0928\u093f\u0939\u093f\u0924 \u0939\u0948\u0964 \u091c\u092c \u0907\u0915\u094d\u0935\u093f\u091f\u0940 \u092c\u093e\u091c\u093e\u0930 \u092e\u0947\u0902 \u0905\u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0906\u0924\u0940 \u0939\u0948, \u0924\u094b \u092c\u0949\u0928\u094d\u0921 \u0906\u092a\u0915\u0947 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0915\u094b \u0922\u093e\u0932 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 2008 \u0915\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0915\u091f \u091c\u0948\u0938\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u0939\u092e\u0928\u0947 \u0926\u0947\u0916\u093e \u0915\u093f \u0915\u0948\u0938\u0947 \u0938\u0939\u0940 \u0922\u0902\u0917 \u0938\u0947 \u091a\u0941\u0928\u093e \u0917\u092f\u093e \u092c\u0949\u0928\u094d\u0921 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u092a\u0942\u0902\u091c\u0940 \u0915\u0940 \u0930\u0915\u094d\u0937\u093e \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0928\u093f\u0935\u0947\u0936 \u0936\u0941\u0930\u0942 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0907\u0938\u0915\u0940 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0938\u0902\u0930\u091a\u0928\u093e \u0915\u094b \u0938\u092e\u091d\u0928\u093e \u0906\u092a\u0915\u0940 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0940 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2. \u092c\u0949\u0928\u094d\u0921 \u0915\u093e \u091c\u0940\u0935\u0928 \u092a\u0930\u093f\u091a\u092f: \u0906\u0916\u093f\u0930 \u092c\u0949\u0928\u094d\u0921 \u0939\u0948 \u0915\u094d\u092f\u093e?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0938\u0930\u0932 \u0936\u092c\u094d\u0926\u094b\u0902 \u092e\u0947\u0902, \u092c\u0949\u0928\u094d\u0921 \u090f\u0915 \u090b\u0923 \u0915\u093e \u0905\u0928\u094c\u092a\u091a\u093e\u0930\u093f\u0915 \u092a\u094d\u0930\u092e\u093e\u0923-\u092a\u0924\u094d\u0930 (IOU) \u0939\u0948\u0964 \u091c\u092c \u0906\u092a \u092c\u0949\u0928\u094d\u0921 \u0916\u0930\u0940\u0926\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a \u0935\u093e\u0938\u094d\u0924\u0935 \u092e\u0947\u0902 \u0915\u093f\u0938\u0940 \u091c\u093e\u0930\u0940\u0915\u0930\u094d\u0924\u093e (Issuer) \u2014 \u091c\u0948\u0938\u0947 \u0938\u0930\u0915\u093e\u0930 \u092f\u093e \u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u0936\u0928 \u2014 \u0915\u094b \u0905\u092a\u0928\u093e \u092a\u0948\u0938\u093e \u0909\u0927\u093e\u0930 \u0926\u0947 \u0930\u0939\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u092a\u094d\u0930\u092e\u0941\u0916 \u0924\u0915\u0928\u0940\u0915\u0940 \u0936\u092c\u094d\u0926:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* \u092a\u0930\u093f\u092a\u0915\u094d\u0935\u0924\u093e \u0924\u093f\u0925\u093f (Maturity Date): \u0935\u0939 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0924\u093f\u0925\u093f \u091c\u092c \u0906\u092a\u0915\u093e \u092e\u0942\u0932\u0927\u0928 \u0935\u093e\u092a\u0938 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964<br>\n* \u092e\u0942\u0932\u0927\u0928 (Principal\/Par): \u092c\u0949\u0928\u094d\u0921 \u0915\u0940 \u0905\u0902\u0915\u093f\u0924 \u0930\u093e\u0936\u093f, \u091c\u094b \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 $1,000 (\u092f\u093e \u0938\u092e\u0915\u0915\u094d\u0937) \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<br>\n* \u0915\u0942\u092a\u0928 (Coupon): \u092c\u0949\u0928\u094d\u0921 \u092a\u0930 \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u0940 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u092c\u0949\u0928\u094d\u0921 \u0915\u093e \u091c\u0940\u0935\u0928 \u091a\u0915\u094d\u0930 (Life Cycle):<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1. \u0907\u0936\u094d\u092f\u0942 (Issuance): \u090f\u0915 \u0928\u093f\u0935\u0947\u0936 \u092c\u0948\u0902\u0915 (Underwriter) \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u092c\u093e\u091c\u093e\u0930 \u092e\u0947\u0902 \u092a\u094d\u0930\u0935\u0947\u0936\u0964<br>\n2. \u092c\u094d\u092f\u093e\u091c \u092d\u0941\u0917\u0924\u093e\u0928 (Interest Payments): \u092c\u0949\u0928\u094d\u0921 \u0915\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0928\u093f\u092f\u092e\u093f\u0924 (\u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0905\u0930\u094d\u0927-\u0935\u093e\u0930\u094d\u0937\u093f\u0915) \u0915\u0942\u092a\u0928 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u093e\u0964<br>\n3. \u091f\u094d\u0930\u0947\u0921\u093f\u0902\u0917 (Trading): &#8216;\u0938\u0947\u0915\u0947\u0902\u0921\u0930\u0940 \u092e\u093e\u0930\u094d\u0915\u0947\u091f&#8217; \u092e\u0947\u0902 \u0916\u0930\u0940\u0926-\u092c\u093f\u0915\u094d\u0930\u0940 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e\u0964<br>\n4. \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 (Maturity): \u092e\u0942\u0932\u0927\u0928 \u0915\u0940 \u092a\u0942\u0930\u094d\u0923 \u0935\u093e\u092a\u0938\u0940 \u0915\u0947 \u0938\u093e\u0925 \u0905\u0928\u0941\u092c\u0902\u0927 \u0915\u0940 \u0938\u092e\u093e\u092a\u094d\u0924\u093f\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">3. \u092c\u0949\u0928\u094d\u0921 \u092e\u093e\u0930\u094d\u0915\u0947\u091f \u0915\u093e \u0922\u093e\u0902\u091a\u093e: \u0916\u0930\u0940\u0926\u093e\u0930\u0940, \u092c\u093f\u0915\u094d\u0930\u0940 \u0914\u0930 &#8216;Spread&#8217; \u0915\u093e \u0916\u0947\u0932<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u092c\u0949\u0928\u094d\u0921 \u092e\u093e\u0930\u094d\u0915\u0947\u091f \u0936\u0947\u092f\u0930\u094b\u0902 \u0915\u0947 \u090f\u0915\u094d\u0938\u091a\u0947\u0902\u091c \u0938\u0947 \u0905\u0932\u0917 \u090f\u0915 &#8216;\u0913\u0935\u0930-\u0926-\u0915\u093e\u0909\u0902\u091f\u0930&#8217; (OTC) \u092c\u093e\u091c\u093e\u0930 \u0939\u0948\u0964 \u092f\u0939\u093e\u0901 \u0938\u094c\u0926\u0947 \u0938\u0940\u0927\u0947 \u0921\u0940\u0932\u0930\u094b\u0902 \u0915\u0947 \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u0915\u0947 \u092c\u0940\u091a \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0905\u0902\u0924\u0930 \u091c\u094b \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0928\u093e \u091a\u093e\u0939\u093f\u090f, \u0935\u0939 \u0939\u0948 \u0921\u0940\u0932\u0930 (Dealer\/Principal) \u0914\u0930 \u092c\u094d\u0930\u094b\u0915\u0930 (Broker\/Agent) \u0915\u0947 \u092c\u0940\u091a \u0915\u093e \u092d\u0947\u0926\u0964 \u090f\u0915 \u0921\u0940\u0932\u0930 \u0905\u092a\u0928\u0940 \u0916\u0941\u0926 \u0915\u0940 \u092a\u0942\u0902\u091c\u0940 \u0915\u094b \u091c\u094b\u0916\u093f\u092e \u092e\u0947\u0902 \u0921\u093e\u0932\u0915\u0930 \u092c\u0949\u0928\u094d\u0921 \u0916\u0930\u0940\u0926\u0924\u093e \u0939\u0948 \u0914\u0930 \u0907\u0928\u094d\u0935\u0947\u0902\u091f\u094d\u0930\u0940 \u0930\u0916\u0924\u093e \u0939\u0948, \u091c\u092c\u0915\u093f \u090f\u0915 \u092c\u094d\u0930\u094b\u0915\u0930 \u0915\u0947\u0935\u0932 \u0917\u094d\u0930\u093e\u0939\u0915 \u0915\u0940 \u0913\u0930 \u0938\u0947 \u0938\u094c\u0926\u093e \u0915\u0930\u0924\u093e \u0939\u0948 \u0914\u0930 \u0915\u092e\u0940\u0936\u0928 \u0932\u0947\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u092c\u093e\u091c\u093e\u0930 \u0915\u0947 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092a\u0939\u0932\u0942:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Bid (\u092c\u094b\u0932\u0940): \u0935\u0939 \u0915\u0940\u092e\u0924 \u091c\u093f\u0938 \u092a\u0930 \u0906\u092a \u092c\u0949\u0928\u094d\u0921 \u092c\u0947\u091a \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<br>\n* Ask (\u092a\u0942\u091b\u0928\u093e): \u0935\u0939 \u0915\u0940\u092e\u0924 \u091c\u093f\u0938 \u092a\u0930 \u0906\u092a \u092c\u0949\u0928\u094d\u0921 \u0916\u0930\u0940\u0926 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<br>\n* Spread (\u0938\u094d\u092a\u094d\u0930\u0947\u0921): &#8216;Bid&#8217; \u0914\u0930 &#8216;Ask&#8217; \u0915\u0947 \u092c\u0940\u091a \u0915\u093e \u0905\u0902\u0924\u0930\u0964 \u092f\u0939 \u0921\u0940\u0932\u0930 \u0915\u093e \u092e\u0941\u0928\u093e\u092b\u093e \u0914\u0930 \u092c\u093e\u091c\u093e\u0930 \u0915\u0940 \u0924\u0930\u0932\u0924\u093e (Liquidity) \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948\u0964<br>\n* Treasury Pricing (\u091f\u093f\u0915\u094d\u0938): \u091f\u094d\u0930\u0947\u091c\u0930\u0940 \u092c\u0949\u0928\u094d\u0921 \u0915\u093e \u0935\u094d\u092f\u093e\u092a\u093e\u0930 &#8216;\u091f\u093f\u0915\u094d\u0938&#8217; (Ticks) \u092e\u0947\u0902 \u0939\u094b\u0924\u093e \u0939\u0948, \u091c\u0939\u093e\u0901 \u090f\u0915 \u092a\u0949\u0907\u0902\u091f \u0915\u093e 32\u0935\u093e\u0902 \u092d\u093e\u0917 (32nds of a point) \u092e\u0942\u0932\u094d\u092f \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u0923 \u0915\u0940 \u0907\u0915\u093e\u0908 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0906\u091c\u0915\u0932 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u0949\u0928\u093f\u0915 \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e\u094d\u0938 (\u091c\u0948\u0938\u0947 Investinginbonds.com) \u0928\u0947 \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u093f\u0924\u093e \u092c\u095d\u093e \u0926\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0906\u092e \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u094b \u0915\u0940\u092e\u0924\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">4. \u092c\u0949\u0928\u094d\u0921 \u0917\u0923\u093f\u0924: \u0906\u092a\u0915\u0940 \u0905\u0938\u0932\u0940 \u0915\u092e\u093e\u0908 \u0914\u0930 \u0915\u0902\u092a\u093e\u0909\u0902\u0921\u093f\u0902\u0917 \u0915\u093e \u091c\u093e\u0926\u0942<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u092c\u0949\u0928\u094d\u0921 \u0938\u0947 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u092e\u093e\u0908 \u0915\u0947\u0935\u0932 \u092c\u094d\u092f\u093e\u091c \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u0907\u0938\u092e\u0947\u0902 \u0915\u0940\u092e\u0924\u094b\u0902 \u092e\u0947\u0902 \u092c\u0926\u0932\u093e\u0935 (Capital Gain\/Loss) \u092d\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964 \u090f\u0915 \u0905\u0928\u0941\u092d\u0935\u0940 \u0930\u0923\u0928\u0940\u0924\u093f\u0915\u093e\u0930 \u0915\u0940 &#8220;\u092a\u094d\u0930\u094b-\u091f\u093f\u092a&#8221; \u092f\u0939 \u0939\u0948 \u0915\u093f \u092f\u0926\u093f \u0906\u092a\u0915\u093e \u0907\u0930\u093e\u0926\u093e \u0915\u0942\u092a\u0928 \u0915\u094b \u092b\u093f\u0930 \u0938\u0947 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u0947 \u0915\u093e \u0928\u0939\u0940\u0902 \u0939\u0948, \u0924\u094b &#8216;\u092f\u0940\u0932\u094d\u0921-\u091f\u0942-\u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940&#8217; (YTM) \u0915\u093e \u0906\u0902\u0915\u095c\u093e \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0915\u092e \u092a\u094d\u0930\u093e\u0938\u0902\u0917\u093f\u0915 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0936\u092c\u094d\u0926\t\u092a\u0930\u093f\u092d\u093e\u0937\u093e\t\u092e\u0939\u0924\u094d\u0935<br>\nCurrent Yield\t\u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0915\u0942\u092a\u0928 \/ \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092c\u093e\u091c\u093e\u0930 \u092e\u0942\u0932\u094d\u092f\t\u092f\u0939 \u0915\u0947\u0935\u0932 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0906\u092f \u0915\u094b \u0926\u0930\u094d\u0936\u093e\u0924\u093e \u0939\u0948\u0964<br>\nYield-to-Maturity (YTM)\t\u0915\u0941\u0932 \u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u0930\u093f\u091f\u0930\u094d\u0928 \u092f\u0926\u093f \u0905\u0902\u0924 \u0924\u0915 \u0930\u0916\u093e \u091c\u093e\u090f\t\u0907\u0938\u092e\u0947\u0902 \u092c\u094d\u092f\u093e\u091c \u0914\u0930 \u092e\u0942\u0932\u094d\u092f \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0926\u094b\u0928\u094b\u0902 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0915\u0902\u092a\u093e\u0909\u0902\u0921\u093f\u0902\u0917 \u0915\u093e \u092a\u094d\u0930\u092d\u093e\u0935: 30-\u0935\u0930\u094d\u0937\u0940\u092f \u092c\u0949\u0928\u094d\u0921 \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902, &#8216;\u092c\u094d\u092f\u093e\u091c-\u092a\u0930-\u092c\u094d\u092f\u093e\u091c&#8217; (Interest-on-Interest) \u0906\u092a\u0915\u0947 \u0915\u0941\u0932 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u093e 70% \u0938\u0947 80% \u0924\u0915 \u0939\u093f\u0938\u094d\u0938\u093e \u092c\u0928 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u091c\u093e\u0926\u0942 \u0924\u092d\u0940 \u0915\u093e\u092e \u0915\u0930\u0924\u093e \u0939\u0948 \u091c\u092c \u0906\u092a \u0939\u0930 \u0915\u0942\u092a\u0928 \u0915\u094b \u0905\u0928\u0941\u0936\u093e\u0938\u093f\u0924 \u0939\u094b\u0915\u0930 \u092a\u0941\u0928\u0903 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">5. \u0905\u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0914\u0930 \u091c\u094b\u0916\u093f\u092e: \u0915\u0940\u092e\u0924\u0947\u0902 \u090a\u092a\u0930-\u0928\u0940\u091a\u0947 \u0915\u094d\u092f\u094b\u0902 \u0939\u094b\u0924\u0940 \u0939\u0948\u0902?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u092c\u0949\u0928\u094d\u0921 \u0915\u0940 \u0915\u0940\u092e\u0924\u094b\u0902 \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u090f\u0915 \u0909\u0932\u094d\u091f\u093e \u0938\u0902\u092c\u0902\u0927 (Inverse Relationship) \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u092e\u0947\u0930\u093e \u0905\u0928\u0941\u092d\u0935 \u0915\u0939\u0924\u093e \u0939\u0948 \u0915\u093f &#8220;\u090f\u0915 \u0932\u0902\u092c\u093e \u092c\u0949\u0928\u094d\u0921 (Long-term Bond) \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0930\u0942\u092a \u0938\u0947 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u092a\u0930 \u090f\u0915 \u0926\u093e\u0902\u0935 \u0939\u0948\u0964&#8221;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u092a\u094d\u0930\u092e\u0941\u0916 \u091c\u094b\u0916\u093f\u092e \u0914\u0930 \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1. \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u091c\u094b\u0916\u093f\u092e (Interest Rate Risk): \u091c\u092c \u092c\u093e\u091c\u093e\u0930 \u0915\u0940 \u0926\u0930\u0947\u0902 \u092c\u095d\u0924\u0940 \u0939\u0948\u0902, \u0924\u094b \u092a\u0941\u0930\u093e\u0928\u0947 \u092c\u0949\u0928\u094d\u0921 \u0915\u0940 \u0915\u0940\u092e\u0924\u0947\u0902 \u0917\u093f\u0930 \u091c\u093e\u0924\u0940 \u0939\u0948\u0902\u0964<br>\n2. \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u091c\u094b\u0916\u093f\u092e (Credit Risk): \u091c\u093e\u0930\u0940\u0915\u0930\u094d\u0924\u093e \u0926\u094d\u0935\u093e\u0930\u093e \u091a\u0942\u0915 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e\u0964 \u0907\u0938\u0915\u0947 \u0932\u093f\u090f \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0930\u0947\u091f\u093f\u0902\u0917 (AAA \u0938\u0947 C \u0924\u0915) \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<br>\n  * \u0910\u0924\u093f\u0939\u093e\u0938\u093f\u0915 \u0909\u0926\u093e\u0939\u0930\u0923: 2008 \u0915\u0947 \u0938\u0902\u0915\u091f \u0915\u0947 \u0926\u094c\u0930\u093e\u0928, \u092e\u094d\u092f\u0942\u0928\u093f\u0938\u093f\u092a\u0932 \u092c\u0949\u0928\u094d\u0921 \u0915\u0947 &#8216;\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u094d\u0935\u093e\u0932\u093f\u091f\u0940 \u0938\u094d\u092a\u094d\u0930\u0947\u0921&#8217; 300 \u092c\u0947\u0938\u093f\u0938 \u092a\u0949\u0907\u0902\u091f \u0938\u0947 \u092d\u0940 \u0905\u0927\u093f\u0915 \u092c\u095d \u0917\u090f \u0925\u0947, \u091c\u094b \u092c\u093e\u091c\u093e\u0930 \u092e\u0947\u0902 \u092d\u093e\u0930\u0940 \u0918\u092c\u0930\u093e\u0939\u091f \u0915\u093e \u0938\u0902\u0915\u0947\u0924 \u0925\u093e\u0964<br>\n3. \u0921\u094d\u092f\u0942\u0930\u0947\u0936\u0928 (Duration): \u092f\u0939 \u0938\u0902\u0935\u0947\u0926\u0928\u0936\u0940\u0932\u0924\u093e \u0915\u093e \u092a\u0948\u092e\u093e\u0928\u093e \u0939\u0948\u0964 \u092f\u0926\u093f \u0915\u093f\u0938\u0940 \u092c\u0949\u0928\u094d\u0921 \u0915\u0940 \u0921\u094d\u092f\u0942\u0930\u0947\u0936\u0928 10 \u0935\u0930\u094d\u0937 \u0939\u0948 \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 1% \u092c\u095d\u0924\u0940 \u0939\u0948, \u0924\u094b \u0915\u0940\u092e\u0924 \u0932\u0917\u092d\u0917 10% \u0917\u093f\u0930 \u091c\u093e\u090f\u0917\u0940\u0964 \u0907\u0938\u0940\u0932\u093f\u090f \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u092c\u0949\u0928\u094d\u0921 \u0905\u0927\u093f\u0915 \u0905\u0938\u094d\u0925\u093f\u0930 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<br>\n4. \u0909\u092a\u093e\u0930\u094d\u091c\u093f\u0924 \u092c\u094d\u092f\u093e\u091c (Accrued Interest): \u092f\u0939 \u0935\u0939 \u092c\u094d\u092f\u093e\u091c \u0939\u0948 \u091c\u094b \u092a\u093f\u091b\u0932\u0947 \u0915\u0942\u092a\u0928 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0947 \u092c\u093e\u0926 \u0938\u0947 \u091c\u092e\u093e \u0939\u0941\u0906 \u0939\u0948, \u091c\u093f\u0938\u0947 \u0916\u0930\u0940\u0926\u093e\u0930 \u0935\u093f\u0915\u094d\u0930\u0947\u0924\u093e \u0915\u094b \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">6. \u092c\u0949\u0928\u094d\u0921 \u0915\u0947 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u094d\u0930\u0915\u093e\u0930: \u091f\u094d\u0930\u0947\u091c\u0930\u0940, \u092e\u094d\u092f\u0942\u0928\u093f\u0938\u093f\u092a\u0932 \u0914\u0930 \u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u091f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">1. Treasuries (\u091f\u094d\u0930\u0947\u091c\u0930\u0940): \u0905\u092e\u0947\u0930\u093f\u0915\u0940 \u0938\u0930\u0915\u093e\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u092e\u0930\u094d\u0925\u093f\u0924, \u0938\u092c\u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0914\u0930 \u0930\u093e\u091c\u094d\u092f \u0915\u0930\u094b\u0902 \u0938\u0947 \u092e\u0941\u0915\u094d\u0924\u0964<br>\n2. Municipal Bonds (\u092e\u094d\u092f\u0942\u0928\u093f\u0938\u093f\u092a\u0932 \u092c\u0949\u0928\u094d\u0921): \u092f\u0947 \u0905\u0915\u094d\u0938\u0930 \u0938\u0902\u0918\u0940\u092f \u091f\u0948\u0915\u094d\u0938-\u092b\u094d\u0930\u0940 (Tax-free) \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0910\u0924\u093f\u0939\u093e\u0938\u093f\u0915 \u092c\u0926\u0932\u093e\u0935 2010 \u092e\u0947\u0902 \u0939\u0941\u0906 \u091c\u092c \u092e\u094d\u092f\u0942\u0928\u093f\u0938\u093f\u092a\u0932 \u0930\u0947\u091f\u093f\u0902\u0917\u094d\u0938 \u0915\u094b &#8216;\u0917\u094d\u0932\u094b\u092c\u0932 \u0938\u094d\u0915\u0947\u0932&#8217; (Global Scale) \u092a\u0930 \u092a\u0941\u0928\u0903 \u0905\u0902\u0936\u093e\u0902\u0915\u093f\u0924 (Recalibrate) \u0915\u093f\u092f\u093e \u0917\u092f\u093e, \u091c\u093f\u0938\u0938\u0947 \u0909\u0928\u0915\u0940 \u0930\u0947\u091f\u093f\u0902\u0917 \u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u091f \u092c\u0949\u0928\u094d\u0921 \u0915\u0947 \u092c\u0930\u093e\u092c\u0930 \u0906\u0902\u0915\u0940 \u091c\u093e\u0928\u0947 \u0932\u0917\u0940\u0964<br>\n3. Corporate Bonds (\u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u091f \u092c\u0949\u0928\u094d\u0921): \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u091c\u093e\u0930\u0940\u0964 \u092f\u0947 \u0905\u0927\u093f\u0915 \u092f\u0940\u0932\u094d\u0921 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902 \u0932\u0947\u0915\u093f\u0928 \u0907\u0928\u092e\u0947\u0902 \u0921\u093f\u092b\u0949\u0932\u094d\u091f \u0915\u093e \u091c\u094b\u0916\u093f\u092e \u0905\u0927\u093f\u0915 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<br>\n4. TIPS (\u092e\u0939\u0902\u0917\u093e\u0908 \u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u092c\u0949\u0928\u094d\u0921): \u0907\u0928\u0915\u0940 \u0935\u093f\u0936\u0947\u0937\u0924\u093e \u092f\u0939 \u0939\u0948 \u0915\u093f \u0907\u0928\u0915\u093e \u092e\u0942\u0932\u0927\u0928 (Principal) \u092e\u0939\u0902\u0917\u093e\u0908 \u0915\u0947 \u0938\u093e\u0925 \u092c\u095d\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u0942\u092a\u0928 \u0915\u0940 \u0921\u0949\u0932\u0930 \u0930\u093e\u0936\u093f \u092d\u0940 \u092c\u095d\u0924\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">7. \u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937 \u0914\u0930 \u0928\u093f\u0935\u0947\u0936 \u0930\u0923\u0928\u0940\u0924\u093f: 20 \u0938\u093e\u0932 \u0915\u0947 \u0905\u0928\u0941\u092d\u0935 \u0915\u0940 \u0938\u0940\u0916<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u092c\u0949\u0928\u094d\u0921 \u092c\u093e\u091c\u093e\u0930 \u092e\u0947\u0902 \u0938\u092b\u0932\u0924\u093e \u0915\u093e \u092e\u0902\u0924\u094d\u0930 &#8216;\u0905\u0928\u0941\u092e\u093e\u0928&#8217; \u092e\u0947\u0902 \u0928\u0939\u0940\u0902, \u092c\u0932\u094d\u0915\u093f &#8216;\u0905\u0928\u0941\u0936\u093e\u0938\u0928&#8217; \u092e\u0947\u0902 \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">* Bond Laddering (\u092c\u0949\u0928\u094d\u0921 \u0932\u0948\u0921\u0930\u093f\u0902\u0917): \u0905\u0932\u0917-\u0905\u0932\u0917 \u092e\u0948\u091a\u094d\u092f\u094b\u0930\u093f\u091f\u0940 \u0935\u093e\u0932\u0947 \u092c\u0949\u0928\u094d\u0921 \u0915\u0940 \u090f\u0915 &#8216;\u0938\u0940\u095d\u0940&#8217; \u092c\u0928\u093e\u090f\u0902\u0964 \u092f\u0939 \u0930\u0923\u0928\u0940\u0924\u093f &#8216;\u092a\u0941\u0928\u0930\u094d\u0928\u093f\u0935\u0947\u0936 \u091c\u094b\u0916\u093f\u092e&#8217; (Reinvestment Risk) \u0915\u094b \u0915\u092e \u0915\u0930\u0924\u0940 \u0939\u0948 \u0914\u0930 \u0928\u093f\u092f\u092e\u093f\u0924 \u0928\u0915\u0926\u0940 \u092a\u094d\u0930\u0935\u093e\u0939 (Cash Flow) \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964<br>\n* \u0935\u093f\u0935\u093f\u0927\u0924\u093e (Diversification): \u0915\u092d\u0940 \u092d\u0940 \u0905\u092a\u0928\u0940 \u092a\u0942\u0930\u0940 \u092a\u0942\u0902\u091c\u0940 \u090f\u0915 \u0939\u0940 \u091c\u093e\u0930\u0940\u0915\u0930\u094d\u0924\u093e \u092e\u0947\u0902 \u0928 \u0932\u0917\u093e\u090f\u0902\u0964<br>\n* \u0938\u091f\u0940\u0915 \u091f\u0942\u0932\u094d\u0938 \u0915\u093e \u0909\u092a\u092f\u094b\u0917: \u0928\u093f\u0935\u0947\u0936 \u0938\u0947 \u092a\u0939\u0932\u0947 EMMA (emma.msrb.org) \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u092e\u094d\u092f\u0942\u0928\u093f\u0938\u093f\u092a\u0932 \u0916\u0941\u0932\u093e\u0938\u0947 \u0926\u0947\u0916\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0930\u0947\u0902\u0964 \u0938\u093e\u0925 \u0939\u0940 Investinginbonds.com \u0914\u0930 FINRA \u0915\u0947 \u0921\u0947\u091f\u093e \u0915\u093e \u0917\u0939\u0930\u093e\u0908 \u0938\u0947 \u0905\u0927\u094d\u092f\u092f\u0928 \u0915\u0930\u0947\u0902\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0905\u0902\u0924 \u092e\u0947\u0902, \u092f\u093e\u0926 \u0930\u0916\u0947\u0902 \u0915\u093f \u092c\u0949\u0928\u094d\u0921 \u0928\u093f\u0935\u0947\u0936 \u0915\u094b\u0908 &#8216;\u091c\u0941\u0906&#8217; \u0928\u0939\u0940\u0902 \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u092f\u0939 \u0906\u092a\u0915\u0940 \u092e\u0947\u0939\u0928\u0924 \u0915\u0940 \u0915\u092e\u093e\u0908 \u0915\u094b \u0938\u0902\u0930\u0915\u094d\u0937\u093f\u0924 \u0915\u0930\u0928\u0947 \u0914\u0930 \u092c\u095d\u093e\u0928\u0947 \u0915\u093e \u090f\u0915 \u0935\u0948\u091c\u094d\u091e\u093e\u0928\u093f\u0915 \u0924\u0930\u0940\u0915\u093e \u0939\u0948\u0964 \u090f\u0915 \u0938\u0942\u091a\u093f\u0924 \u0928\u093f\u0935\u0947\u0936\u0915 \u0939\u0940 \u092c\u093e\u091c\u093e\u0930 \u0915\u0947 \u091a\u0915\u094d\u0930\u0935\u093e\u0924\u094b\u0902 \u092e\u0947\u0902 \u0905\u0921\u093f\u0917 \u0930\u0939 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<style>.kb-image854_92411a-0a .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image854_92411a-0a\"><img alt=\"\" class=\"kb-img\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image alignwide size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/askqustion.in\/wp-content\/uploads\/2026\/04\/1000117933-1024x1024.png\" alt=\"\" class=\"wp-image-858\" srcset=\"https:\/\/askqustion.in\/wp-content\/uploads\/2026\/04\/1000117933-1024x1024.png 1024w, https:\/\/askqustion.in\/wp-content\/uploads\/2026\/04\/1000117933-300x300.png 300w, https:\/\/askqustion.in\/wp-content\/uploads\/2026\/04\/1000117933-150x150.png 150w, https:\/\/askqustion.in\/wp-content\/uploads\/2026\/04\/1000117933-768x768.png 768w, https:\/\/askqustion.in\/wp-content\/uploads\/2026\/04\/1000117933-1536x1536.png 1536w, https:\/\/askqustion.in\/wp-content\/uploads\/2026\/04\/1000117933.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>1. \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935\u0928\u093e: \u092c\u0949\u0928\u094d\u0921 \u0915\u0940 \u0926\u0941\u0928\u093f\u092f\u093e \u0914\u0930 \u0907\u0938\u0915\u0940 \u0930\u0923\u0928\u0940\u0924\u093f\u0915 \u0905\u0939\u092e\u093f\u092f\u0924 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0926\u0941\u0928\u093f\u092f\u093e \u092e\u0947\u0902 \u0905\u0915\u094d\u0938\u0930 \u0936\u0947\u092f\u0930 \u092c\u093e\u091c\u093e\u0930 (Stock Market) \u0915\u0940 \u091a\u092e\u0915-\u0927\u092e\u0915 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u094b \u0906\u0915\u0930\u094d\u0937\u093f\u0924 \u0915\u0930\u0924\u0940 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u090f\u0915 \u0905\u0928\u0941\u092d\u0935\u0940 \u092c\u0949\u0928\u094d\u0921 \u0930\u0923\u0928\u0940\u0924\u093f\u0915\u093e\u0930 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092a\u093f\u091b\u0932\u0947 20 \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 \u092e\u0948\u0902\u0928\u0947 \u0926\u0947\u0916\u093e \u0939\u0948 \u0915\u093f \u092c\u0949\u0928\u094d\u0921 \u092e\u093e\u0930\u094d\u0915\u0947\u091f \u0935\u0939 \u092e\u0942\u0915 \u0906\u0927\u093e\u0930\u0936\u093f\u0932\u093e \u0939\u0948 \u091c\u093f\u0938 \u092a\u0930 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092b\u0932\u0924\u093e \u091f\u093f\u0915\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":855,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-854","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"jetpack_featured_media_url":"https:\/\/askqustion.in\/wp-content\/uploads\/2026\/04\/1000117932-scaled.webp","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/askqustion.in\/index.php?rest_route=\/wp\/v2\/posts\/854","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/askqustion.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/askqustion.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/askqustion.in\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/askqustion.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=854"}],"version-history":[{"count":4,"href":"https:\/\/askqustion.in\/index.php?rest_route=\/wp\/v2\/posts\/854\/revisions"}],"predecessor-version":[{"id":863,"href":"https:\/\/askqustion.in\/index.php?rest_route=\/wp\/v2\/posts\/854\/revisions\/863"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/askqustion.in\/index.php?rest_route=\/wp\/v2\/media\/855"}],"wp:attachment":[{"href":"https:\/\/askqustion.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=854"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/askqustion.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=854"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/askqustion.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=854"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}